Loan Interests Rates

Loan Interest Rates Applicable on 01-02-2023

Interest Rates on Loans & Advances

LOANS & ADVANCES

Category Rate of Interest* p.a.
Gold Loans
  • 12 Months

8.75%
Against NSC'S , KVPs
  • Below Re.50.00 Lac
  • Above Rs.50.00 Lacs

8.50%
8.00%
Housing Loans:
  • a. upto Rs.5 lacs
  • b. Above Rs.5 lacs

10.00%
8.50%
Vehicle Loans
  • Vehicle Loans 4 WHELAR

8.50%
Mortgage Loans / Overdraft against immovable properties
  • upto Rs.5 lacs
  • Above Rs.5 lacs

12.00%
10.50%
* Conditions apply


Loan Schemes
Laxmi Bank offers various credit facilities suiting the needs of the customers under different schemes.